the fastest budget app, period
Budgeting?
Done as you say it.
Say “12 euros at the bakery” — a second later it’s filed. The Japanese kakeibo method, on autopilot.
“twelve euros at the bakery”
Dictated expense
“12 euros at the bakery.”
groceries
Bakery
-€12.00
today
€12 at the bakery? The croissants won again.
1 s
from your voice to a filed expense
€0
to track your budget, forever
6
languages: EN, FR, ES, PT, IT, DE
100%
offline, ad-free, no account
voice dictation
Speak. It’s logged.
No forms, no menus, no excuses. Say your expense like you’d tell a friend, and the AI pulls out the amount, category and date. You confirm — done.
Your budget at a glance
Right there on the home screen: what’s left this week, this month, and where it all went.
Dictation, absurdly fast
Any wording, any date: “a pizza last Monday for $18”. Amount, category, label, date — all understood.
Filed exactly where it belongs
The pizza lands on last Monday in your history. Right day, right category, nothing to tidy up after.
With a little sass on the side
Céleste comments on every expense. Kindly. Most of the time.
Before / Now
One of these made you dread Sunday night. The other one doesn’t.
Before
The Sunday-night spreadsheet 😵
45 minutes. Every week. Abandoned in March.
Now
You say it, it’s filed ✨
Three expenses. Zero sighs.
“You’ve blown €43 on coffee this month ☕ Want to ease off a bit?”
your AI assistant
Céleste does the math.
You live your life.
Ask her anything about your money, in plain English. She crunches the numbers, draws charts, digs out any expense, fixes dozens of entries at once — and always asks before touching a thing.
Simple, complete, ad-free.
Tracking, budgets, savings and stats: free, unlimited, forever. Add the AI on top when you want to go really fast.
Budgets that build themselves
Set a savings goal and Kakebo works out your weekly and monthly budgets on its own. You just live your life.
Savings you’ll want to watch
Total saved, personal records, streaks of good weeks: watching the number climb gets weirdly addictive.
Typing? Also lightning
Not in the mood to talk? Two taps on a giant keypad built for amounts, and you’re out. Free and unlimited.
A history you can actually read
Instant search, one-tap filters, custom categories with their own emojis. Find anything, right away.
Fix everything in one question
“Change netflix to disney+ since May” — Céleste finds the expenses, proposes the fixes, you apply them. The most tedious part of any budget app, gone in one sentence.
For the certified geeks
Point Claude Code, Codex or your favorite agentic harness straight at your expenses: analysis and fixes with the latest models. Included in the Pro plan.
Also in there: budget for two, multi-device with automatic sync, 100% offline, 6 languages, multi-currency, recurring expenses, account reconciliation, weekly and monthly reports. We went all in.
Free forever.
Or one coffee a month for the AI.
No commitment, no guilt, no spreadsheet. Walk away whenever you like, in one tap.
Free
Actually free. No asterisk.
€0
- ✓ Unlimited expenses and income
- ✓ Automatic budgets, weekly and monthly
- ✓ Savings, records and stats
- ✓ 13 customizable categories
- ✓ Offline, no ads, no account
Pro ★ Recommended
Céleste, let loose on your budget
€2.99 / month
- ✓ Voice dictation for every expense
- ✓ Céleste: analysis, charts, advice
- ✓ Fix dozens of entries in one message
- ✓ Secure sync across all your devices
- ✓ Shared budget with your partner or family
- ✓ API key for your own AI agent
No commitment · Cancel in one tap
Heavy AI user? Kakebo Max gives you 7× the credits for €7.99/month.
Frequently asked questions
Is Kakebo really free?
Yes. Expense tracking, automatic budgets, savings and stats are free, unlimited and ad-free, forever. Only the AI features — voice dictation and the Céleste assistant — need the €2.99/month plan, with no commitment.
How does voice expense tracking work?
Say “23 euros of groceries at Carrefour yesterday” and the AI pulls out the amount, category, date and label. You check the card it proposes, confirm, and it’s in your history. About a second, start to finish.
What is the kakeibo method?
It’s the Japanese budgeting method: write down every expense, set a savings goal, review every week. Kakebo keeps the philosophy and automates the boring parts.
Where is my data stored?
On your phone first — the app works offline. The AI runs on servers hosted in Europe, your data is never sold, and you can delete your account in one tap from the app.
Can I share a budget with my partner?
Yes. Use the same account on both phones and the budget becomes shared, synced in real time across every device.
Ready to stop thinking about it?
It takes one second. Told you.
free, no ads, no credit card